I used Joys of the Season cartridge for the card. The "Frosty Kisses" is from Winter Woodland cartridge.
"...need a cup of Hot Chocolate" i printed on the computer and used the Stampin' Up oval scalloped punch. The border punch is from Martha Stewart's line.
Actually, originally I didn't have a border on it, but I smeared the ink on a couple of snowflakes so I had to do something. I rather like the border.
The small snowflake stamps came from a set and the snowflake in the middle of the cup was a Martha Stewart punch/stamp set I bought last year on sale.
The saying I printed for the back I found in a book of quotes by DCWV I bought years ago. "Quote Reference Book 1 and Book 2".